Even if you have a feature phone (kabambe / Mulikamwizi / button phone), don’t have access to the internet, or your smartphone isn’t compatible with most loan apps, you can still get rapid mobile loans to Mpesa.
Some lenders make this possible by providing USSD codes, which are phone numbers that you can use to get quick loans.
These lenders have USSD codes for loans in Kenya, in addition to mobile lending apps, and below is the list:
Kenyan USSD Loans 1. Timiza USSD Code
Barclays Bank’s product
Simply dial *848# and follow the on-screen instructions to get a loan from Timiza.
2. USSD Code for HF Whizz
HFC Whizz is a Housing Finance Corporation (HFC) program that allows you to get a loan by dialing *618# and following the on-screen instructions.
3. USSD Code for PesaPap
A family bank product.
To get a loan, phone *325# and follow the on-screen instructions.
4. USSD Code for Zenka Loan
Loans can also be obtained by dialing *841# from your phone, in addition to downloading the Zenka Loan App.
5. USSD Code for Okoa Mia Loans
You can apply for a loan by dialing the USSD code *628# from your phone.
Take a look at Okoa Mia.
6. USSD Code for PesaPata Loan
Paddy Microfinance’s product.
To obtain a loan from PesaPata, phone *269# and follow the on-screen instructions.
It’s the PesaPata application.